Category: Property

Mortgages

Mortgages and Charges A mortgage of unregistered land  involves transfer of actual ownership or title to the property, subject to the mortgagor’s right to redeem. The mortgagor’s rights which reflect the fact that the transfer is by way of security, are protected by equitable principles.  Most title in Northern Ireland is now registered in the Land Registry.  Title has been compulsorily registered into Land Registry in all counties since 2003.  A registered owner may make a […]